Financial Adviser

Financial Planner – HNW Clients Provided | Chelmsford | £80,000 + Bonus

A growing wealth management firm is recruiting a Financial Planner to join its Chelmsford-based team (hybrid working). This is a high-potential role for an adviser who thrives in client engagement, relationship building, and growth—especially one looking to scale without having to source every lead from scratch.

This role is ideal for a growth-oriented Financial Planner or Adviser who enjoys initial client meetings and excels in building trust-based relationships. The ideal person seeks to scale their business with a firm that gives them a strong initial client base, lead flow, and administrative support, rather than leaving them to generate everything independently.

Key Proposition & Selling Points

• The adviser will be introduced to 40–50 existing clients within the firm, each with £500,000+ in Assets Under Management, enabling a strong foundation for referral-based growth.

• High-quality, qualified leads will also be provided, ensuring a steady pipeline of new business prospects.

• Full back‑office support is offered, including paraplanning, administration, and compliance assistance, allowing the adviser to focus on client-facing activity.

• The firm’s investment management and advice capabilities are backed by one of the UK’s largest Chartered financial planning operations.

• The firm offers whole-of-market advice, is independent (not tied to product providers), and has built a strong reputation for client trust and service quality. 

• Its managed investment portfolios have achieved a Defaqto 5‑star rating for multiple consecutive years. 

• The firm operates from 50+ locations nationwide and manages in excess of £20 billion of client investment funds. 

Responsibilities

• Deliver holistic financial planning to HNW and UHNW clients, advising on pensions, investments, tax planning, estate planning, and protection

• Execute comprehensive fact finds, analyse client circumstances, and design bespoke strategies

• Build and deepen long-term relationships with clients, based on trust, clarity, and exceptional service

• Leverage the provided client introductions and client relationships to generate referrals and expand the adviser’s client bank

• Engage with new leads, conduct initial meetings, and convert to profitable client relationships

• Work closely with the paraplanning, admin, and compliance teams to deliver seamless client journeys

Requirements

• Level 4 Diploma in Regulated Financial Planning (CII, CISI, or equivalent)

• Experience in a financial planning, advisory or IFA role

• Strong interpersonal, consulting and relationship-building skills

• Comfort working with leads, referrals, and warm introductions

• Ability to articulate complex financial strategies clearly to clients

Compensation & Incentives

• Base Salary: Up to £80,000, depending on experience

• Bonus: Up to 25% of base salary, awarded on ongoing advice fees

  • Validation: Bonus scheme is structured on recurring revenue, with validation set at 1.25× base salary

• Client Bank Access: Introductions to 40–50 clients with £500,000+ AUM

• Support: Full back‑office support, qualified leads, infrastructure and compliance assistance

• Professional Growth: CPD funding, mentoring, pathways to advanced credentials

• Work Structure: Hybrid working (Chelmsford base) with flexible remote/client visits as needed (2 to 3 days in the office)